I can't remember all the details right now, but there was a financial crisis during Cleveland's administration where the state almost went bankrupt and defaulted on international loans. This was not an economic problem, as the economy was doing OK, but was more due to the rules on raising finance. Cleveland was able to get round the looming disaster with the help of J P Morgan and a law the AG dusted down from Civil War times and used in a twisted fashion. This enabled the USA to raise the funds to stave off bankruptcy, and get back on track.
Now, if J P Morgan had been ill, or the AG less hard-working, or Cleveland less willing to take a risk, the effect of a financial meltdown would have been to give the urban vote to candidates promising a different approach to finance.
Grey Wolf